Privacy Policy

 

C. K. Ash does not sell client information. We will only share your information for the purposes of placing your insurance, and as otherwise permitted by law.

This Privacy Disclosure outlines our information sharing practices to help you understand how we protect your privacy, when we collect and use information about you, and the measures we take to safeguard that information.

Information We Collect

We collect nonpublic personal financial information about you as required by the insurance companies including:

  • Information we receive from you on applications or required questionnaires, such as your occupation, current employer and social security and driver's license numbers;
  • Information about your transactions with us, our affiliates, or previous insurers; such as your policy coverage, claim information, premiums and payment history;
  • Information we receive from a consumer reporting agency such as Equifax and Choicepoint which is obtained for the purpose of ascertaining credit histories. These reports are obtained as underwriting tools to determine bill paying habits and credit worthiness. These reports are not subject to race; gender or income. Motor vehicle reports may also be requested from the State to disclose driving history.

Information We Share

We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

For example, we may disclose nonpublic personal financial information about you to market your insurance coverage directly with insurers and providers. We also may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other insurers or providers with whom we have joint marketing agreements.

Information Security

We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.

Cookies

A cookie is a piece of data that is stored on a visitors hard drive while you are visiting our web site.  A temporary cookie may be utilized when you visit our web site.

No personally identifiable information is stored on the cookie. The cookie expires and is deleted from your computer as soon as you close your browser or are inactive on the site for more than twenty minutes.

 

Third Party Links

Links to third party web sites are not controlled by C. K. Ash & Associates. They are made available to you as a convenience. You agree to use the links at your own risk.

C. K. Ash & Associates are not responsible for the content, privacy policies and practices of the third party web sites. Our privacy policy only applies to information we collect from you while you are in session with C. K. Ash & Associates. We strongly encourage you to review linked web sites privacy policies.

 

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make changes. If you have any questions regarding our privacy part, please feel free to contact us.