Homeowners

Whether you are a homeowner or live in an apartment, your home and it's belongings are two of the most important things in your life. At C. K. Ash & Associates we know this and offer a wide variety of plans to help you protect your lifestyle.

The average consumer is frequently confused by all of the terms and policies. That's where our friendly, well-informed agents can help you. A licensed agent will be assigned to work with you to determine your personal insurance needs and how best to meet those needs.

As a C. K. Ash Insurance client, you can expect courteous, considerate attention to your needs from our staff of associates. Someone familiar with your account will be available to give you the service you expect and answer your questions.

Auto

Have you tried purchasing a car in today's competitive auto market? It's not easy. There are so many different makes and models from which to choose. You must try to get as much information as you can when purchasing a car that best suits your needs at a price that you can afford.

Purchasing your auto insurance is not that easy either!

Even though all auto insurance policies may appear the same, not all are created equal. You need to purchase a policy that gives you the best insurance protection and value for your money.

Your vehicle is probably the second largest investment you'll make in your lifetime and C. K. Ash & Associates makes protecting your investment easy.

Whether it's a car used for family transportation or a sports car used for a Sunday drive, we offer several policies to protect you in the event of a loss. We also offer discounts for air bags, anti-lock brakes, and other safety devices.

Auto / Home discounts are also available in some programs.

Umbrella
A personal umbrella policy is typically in excess of the primary liability coverage you carry in other personal lines insurance policies such as your auto, home and recreational vehicles. In addition to providing defense/defense costs, the policy generally pays for injury to others as a result of negligent acts by you or a covered person on the policy.

In today's litigious society, large settlements are not uncommon and often exceed underlying policy limits. The average cost of a personal umbrella policy is very cost effective at generally less than $150 annually for a $1,000,000 limit.

Recreational Equipment

Whether it's a boat, wave runner, jet ski, camper, motorcycle, motor home, camper or other recreational equipment, we have an insurance program available.